@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700&family=Raleway:wght@600;700;800&display=swap');
:root{--navy:#0f2957;--deep:#0b1d3d;--gold:#d4a24c;--gold2:#c29340;--cream:#fdfbf5;--surface:#fff;--border:#e6e2d6;--text:#1a202c;--muted:#4a5568;--wa:#25d366}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--cream);color:var(--text);font-family:'DM Sans',Arial,sans-serif;-webkit-font-smoothing:antialiased}a{text-decoration:none;color:inherit}img{max-width:100%;display:block}.container{width:min(1180px,calc(100% - 48px));margin:auto}.heading{font-family:Raleway,serif}.gold{color:var(--gold)}.eyebrow{text-transform:uppercase;letter-spacing:.28em;color:var(--gold);font-size:11px;font-weight:700}.topbar{background:var(--navy);color:#fff;font-size:12px}.topbar .container{height:34px;display:flex;align-items:center;justify-content:space-between}.top-left{display:flex;gap:22px}.topbar a:hover{color:var(--gold)}.header{position:sticky;top:0;z-index:100;background:rgba(253,251,245,.96);backdrop-filter:blur(12px);border-bottom:1px solid var(--border)}.nav-row{height:80px;display:flex;align-items:center;justify-content:space-between}.brand{display:flex;align-items:center;gap:12px}.brand img{width:64px;height:64px;object-fit:contain}.brand-title{font-family:Raleway;font-size:17px;font-weight:800;letter-spacing:.06em;color:var(--navy)}.brand-sub{font-size:9px;letter-spacing:.22em;text-transform:uppercase;color:#536078;margin-top:2px}.nav{display:flex;align-items:center;gap:31px}.nav a{font-size:14px;font-weight:500;color:var(--navy);transition:.25s}.nav a:hover,.nav a.active{color:var(--gold)}.pill{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:12px 27px;border-radius:999px;font-weight:600;transition:.25s;border:0;cursor:pointer;font:inherit}.pill-navy{background:var(--navy);color:#fff}.pill-navy:hover{background:var(--gold);transform:translateY(-1px)}.pill-gold{background:var(--gold);color:#fff}.pill-gold:hover{background:#fff;color:var(--navy)}.pill-outline{border:1px solid var(--navy);color:var(--navy);background:transparent}.pill-outline:hover{background:var(--navy);color:#fff}.menu{display:none;background:none;border:0;color:var(--navy);font-size:28px}.mobile-nav{display:none;border-top:1px solid var(--border);padding:15px 24px 22px}.mobile-nav a{display:block;padding:10px 0;color:var(--navy);font-weight:600}.mobile-nav.open{display:block}
.hero{position:relative;overflow:hidden;padding:88px 0 105px;background:var(--cream)}.hero:after{content:'';position:absolute;inset:0;pointer-events:none;opacity:.045;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='160' height='160'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='.9' numOctaves='2' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)'/%3E%3C/svg%3E")}.hero-grid{position:relative;z-index:1;display:grid;grid-template-columns:7fr 5fr;gap:54px;align-items:center}.hero-badge{display:inline-flex;align-items:center;gap:8px;border:1px solid var(--border);background:#fff;border-radius:999px;padding:7px 13px;font-size:11px;letter-spacing:.22em;text-transform:uppercase;color:#536078}.dot{width:6px;height:6px;background:var(--gold);border-radius:50%}.hero h1,.page-intro h1{font-family:Raleway;font-size:clamp(42px,5.4vw,68px);line-height:1.1;letter-spacing:-.025em;color:var(--navy);margin:22px 0}.hero h1 .gold-text{color:var(--gold)}.hero-copy{max-width:650px;color:rgba(15,41,87,.7);font-size:17px;line-height:1.75}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;margin-top:42px}.stat{border-left:2px solid var(--gold);padding-left:12px}.stat strong{font-family:Raleway;font-size:25px;color:var(--navy)}.stat span{display:block;margin-top:4px;font-size:10px;letter-spacing:.15em;text-transform:uppercase;color:rgba(15,41,87,.6)}.hero-image-wrap{position:relative}.hero-image{height:430px;width:100%;object-fit:cover;border-radius:28px;box-shadow:0 30px 60px -20px rgba(15,41,87,.35)}.image-caption{position:absolute;left:0;right:0;bottom:0;padding:70px 22px 22px;border-radius:0 0 28px 28px;background:linear-gradient(to top,rgba(11,29,61,.92),transparent);color:#fff}.image-caption small{display:block;text-transform:uppercase;letter-spacing:.28em;color:var(--gold);font-size:10px}.image-caption strong{display:block;font-family:Raleway;font-size:31px;margin-top:4px}.approval-card{position:absolute;left:-32px;bottom:-30px;background:#fff;border:1px solid var(--border);border-radius:18px;padding:15px;width:285px;display:flex;gap:12px;align-items:center;box-shadow:0 20px 35px rgba(15,41,87,.12)}.approval-icon{width:48px;height:48px;border-radius:50%;background:rgba(212,162,76,.15);display:grid;place-items:center;color:var(--gold);font-size:20px}.approval-card strong{font-family:Raleway;color:var(--navy);font-size:15px}.approval-card span{display:block;color:rgba(15,41,87,.6);font-size:11px;margin-top:2px}
.trust{background:var(--navy);color:#fff;padding:35px 0}.trust-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:25px}.trust-item{display:flex;gap:14px;align-items:flex-start}.icon-round{width:44px;height:44px;flex:none;border-radius:50%;background:rgba(255,255,255,.06);display:grid;place-items:center;color:var(--gold);font-size:18px}.trust-item strong{display:block;font-family:Raleway;font-size:17px}.trust-item span{display:block;font-size:13px;color:rgba(255,255,255,.68);margin-top:2px}
.section{padding:82px 0}.section-head{display:flex;justify-content:space-between;align-items:flex-end;gap:25px;margin-bottom:45px}.section h2{font-family:Raleway;color:var(--navy);font-size:clamp(34px,4vw,50px);line-height:1.12;margin:8px 0 0}.link-arrow{color:var(--navy);font-weight:600;font-size:14px}.link-arrow:hover{color:var(--gold)}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.card{background:#fff;border:1px solid var(--border);border-radius:20px;padding:28px;transition:.35s;box-shadow:0 8px 30px rgba(15,41,87,.04)}.card:hover{transform:translateY(-5px);border-color:rgba(212,162,76,.5);box-shadow:0 18px 40px -20px rgba(15,41,87,.25)}.card-icon{width:48px;height:48px;border-radius:50%;background:rgba(15,41,87,.05);display:grid;place-items:center;color:var(--navy);font-size:20px;margin-bottom:20px}.card h3{font-family:Raleway;color:var(--navy);font-size:21px;margin:0}.card p{font-size:14px;color:rgba(15,41,87,.7);line-height:1.7}.card .learn{color:var(--gold);font-size:13px;font-weight:600}.promise{padding-bottom:82px}.promise-box{position:relative;overflow:hidden;border-radius:28px;background:var(--navy);color:#fff;padding:55px 62px;display:grid;grid-template-columns:1.3fr .7fr;gap:30px;align-items:center}.promise-box:before{content:'';position:absolute;inset:0;background:url('../images/contact-bg.jpg') center/cover;opacity:.2}.promise-content,.promise-action{position:relative;z-index:1}.promise h3{font-family:Raleway;font-size:39px;line-height:1.2;margin:10px 0}.promise p{max-width:560px;color:rgba(255,255,255,.7);line-height:1.7}.promise-action{display:flex;justify-content:flex-end}
.page-intro{padding:78px 0 62px}.page-intro h1{max-width:850px;margin:18px 0}.page-intro p{max-width:700px;font-size:18px;color:rgba(15,41,87,.7);line-height:1.7}.about-grid{display:grid;grid-template-columns:7fr 5fr;gap:40px;align-items:end}.about-image{width:100%;height:360px;object-fit:cover;border-radius:20px;box-shadow:0 18px 40px rgba(15,41,87,.12)}.people-grid{display:grid;grid-template-columns:1.45fr 1fr;gap:28px}.people-card{padding:38px;border-radius:20px;border:1px solid var(--border);background:#fff}.people-card.dark{background:var(--navy);color:var(--cream);border:0}.people-card h2{font-family:Raleway;color:var(--navy);font-size:32px;margin:7px 0}.people-card.dark h2{color:#fff}.people-card p{line-height:1.75;color:rgba(15,41,87,.7)}.people-card.dark p{color:rgba(255,255,255,.74)}.values{grid-template-columns:repeat(4,1fr)}
.product-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;padding-bottom:95px}.product{overflow:hidden;padding:0;display:flex;flex-direction:column}.product-image{height:210px;position:relative;overflow:hidden}.product-image img{width:100%;height:100%;object-fit:cover;transition:.6s}.product:hover .product-image img{transform:scale(1.06)}.product-image:after{content:'';position:absolute;inset:0;background:linear-gradient(to top,rgba(15,41,87,.5),rgba(15,41,87,.02) 70%)}.product-icon{position:absolute;z-index:2;left:14px;bottom:13px;width:44px;height:44px;border-radius:50%;background:rgba(255,255,255,.95);display:grid;place-items:center;color:var(--navy)}.product-body{padding:27px;display:flex;flex-direction:column;flex:1}.product h3{font-family:Raleway;color:var(--navy);font-size:21px;margin:0}.product p{margin:8px 0 0}.features{padding:0;margin:15px 0 0;list-style:none}.features li{font-size:13px;color:rgba(15,41,87,.8);margin:9px 0;display:flex;gap:9px}.features li:before{content:'';width:6px;height:6px;border-radius:50%;background:var(--gold);margin-top:7px;flex:none}.product-actions{margin-top:auto;padding-top:23px;display:flex;align-items:center;justify-content:space-between;gap:10px}.small-pill{padding:9px 15px;border-radius:999px;background:var(--navy);color:#fff;font-size:12px;font-weight:600}.small-pill:hover{background:var(--gold)}
.calculator{background:#fff;border:1px solid var(--border);border-radius:28px;padding:48px;box-shadow:0 18px 60px -30px rgba(15,41,87,.25);display:grid;grid-template-columns:3fr 2fr;gap:45px}.field{margin-bottom:30px}.field-head{display:flex;justify-content:space-between;gap:15px;margin-bottom:10px}.field label{font-size:14px;font-weight:600;color:var(--navy)}.field-value{font-size:14px;color:rgba(15,41,87,.7);font-weight:600}input[type=range]{width:100%;accent-color:var(--gold);cursor:pointer}.range-labels{display:flex;justify-content:space-between;color:rgba(15,41,87,.5);font-size:10px;text-transform:uppercase;letter-spacing:.12em;margin-top:5px}.results{padding-top:24px;border-top:1px solid var(--border);display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.result-label{font-size:10px;text-transform:uppercase;letter-spacing:.14em;color:rgba(15,41,87,.6)}.result-value{font-family:Raleway;font-size:27px;font-weight:700;color:var(--navy);margin-top:4px}.result-value.gold{color:var(--gold)}.chart-box{display:flex;flex-direction:column;align-items:center;justify-content:center}.donut{width:260px;height:260px;border-radius:50%;background:conic-gradient(var(--navy) 0deg var(--principal-angle),var(--gold) var(--principal-angle) 360deg);position:relative}.donut:after{content:'';position:absolute;inset:62px;border-radius:50%;background:#fff}.legend{display:flex;gap:20px;font-size:13px;margin-top:18px}.legend span{display:flex;align-items:center;gap:7px}.swatch{width:12px;height:12px;border-radius:3px}.disclaimer{font-size:11px;color:rgba(15,41,87,.5);margin-top:12px}
.contact-grid{display:grid;grid-template-columns:3fr 2fr;gap:32px;padding-bottom:55px}.contact-form{background:#fff;border:1px solid var(--border);border-radius:28px;padding:38px;box-shadow:0 18px 60px -30px rgba(15,41,87,.25)}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px}.form-field.full{grid-column:1/-1}.form-field label{display:block;font-size:10px;text-transform:uppercase;letter-spacing:.14em;color:rgba(15,41,87,.6);margin-bottom:6px}.form-field input,.form-field select,.form-field textarea{width:100%;border:1px solid var(--border);border-radius:12px;padding:12px 14px;background:#fff;color:var(--navy);font:inherit;outline:none}.form-field input:focus,.form-field select:focus,.form-field textarea:focus{border-color:var(--gold);box-shadow:0 0 0 3px rgba(212,162,76,.15)}.form-field textarea{resize:none}.info-stack{display:flex;flex-direction:column;gap:16px}.info-dark{background:var(--navy);color:var(--cream);border-radius:28px;padding:32px}.info-dark h3,.offices h3{font-family:Raleway;color:#fff;margin:0 0 20px}.contact-line{display:flex;gap:12px;margin:16px 0;font-size:14px}.contact-line .ci{color:var(--gold);width:18px;flex:none}.offices{background:#fff;border:1px solid var(--border);border-radius:28px;padding:32px}.office{padding:18px 0;border-top:1px solid var(--border)}.office:first-of-type{border-top:0;padding-top:0}.office-label{font-size:10px;text-transform:uppercase;letter-spacing:.18em;color:rgba(15,41,87,.5)}.office-address{font-size:13px;color:rgba(15,41,87,.8);margin-top:5px}.map-section{padding-bottom:95px}.map{border-radius:28px;overflow:hidden;border:1px solid var(--border);box-shadow:0 18px 40px rgba(15,41,87,.12)}.map iframe{display:block;width:100%;height:420px;border:0}
.footer{background:var(--deep);color:var(--cream);margin-top:60px}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:40px;padding:65px 0}.footer-brand{display:flex;align-items:center;gap:12px}.footer-brand img{width:58px;height:58px;background:var(--cream);border-radius:6px;object-fit:contain}.footer-name{font-family:'Cormorant Garamond',Raleway,serif;font-size:31px;font-weight:700}.footer-sub{font-size:10px;letter-spacing:.28em;color:#f4aa33;margin-top:2px}.footer p{color:rgba(255,255,255,.7);font-size:13px;line-height:1.7}.footer h3{font-family:Raleway;color:#fff;font-size:17px;margin:0 0 16px}.footer a{display:block;color:rgba(255,255,255,.8);font-size:13px;margin:9px 0}.footer a:hover{color:var(--gold)}.footer-contact{display:flex!important;align-items:center;gap:9px}.footer-contact i{width:16px;color:var(--gold);font-size:13px;text-align:center;flex:none}.footer-location{display:flex;align-items:flex-start;gap:9px}.footer-location i{width:16px;color:var(--gold);font-size:14px;text-align:center;flex:none;margin-top:3px}.wa i{font-size:30px;line-height:1}.wa{font-size:0}.office-tags{display:flex;flex-wrap:wrap;gap:7px;margin-top:10px}.office-tag{font-size:10px;color:rgba(255,255,255,.8);background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.1);border-radius:999px;padding:5px 9px}.copyright{border-top:1px solid rgba(255,255,255,.1);padding:19px 0;color:rgba(255,255,255,.55);font-size:11px}.wa{position:fixed;right:22px;bottom:24px;width:56px;height:56px;border-radius:50%;background:var(--wa);color:#fff;display:grid;place-items:center;font-weight:800;box-shadow:0 10px 30px -6px rgba(37,211,102,.6);z-index:120;transition:.25s}.wa:hover{transform:scale(1.1)}
@media(max-width:1000px){.nav{display:none}.menu{display:block}.hero-grid,.about-grid,.calculator,.contact-grid{grid-template-columns:1fr}.hero{padding-top:60px}.hero-image{height:380px}.approval-card{left:18px}.cards,.product-grid{grid-template-columns:repeat(2,1fr)}.values{grid-template-columns:repeat(2,1fr)}.trust-grid{grid-template-columns:1fr}.promise-box{grid-template-columns:1fr}.promise-action{justify-content:flex-start}.footer-grid{grid-template-columns:2fr 1fr}.topbar{display:none}}
@media(max-width:650px){.container{width:min(100% - 32px,1180px)}.nav-row{height:88px}.brand img{width:58px;height:58px}.brand-sub{font-size:7px}.hero h1,.page-intro h1{font-size:42px}.hero{padding:48px 0 75px}.hero-image{height:330px}.approval-card{position:relative;left:auto;bottom:auto;margin:-20px 15px 0;width:auto}.stats{grid-template-columns:1fr 1fr}.section{padding:62px 0}.section-head{display:block}.section-head .link-arrow{display:inline-flex;margin-top:18px}.cards,.product-grid,.values{grid-template-columns:1fr}.promise-box{padding:38px 28px}.promise h3{font-size:32px}.page-intro{padding:55px 0 40px}.people-grid{grid-template-columns:1fr}.calculator,.contact-form{padding:27px 22px}.results{grid-template-columns:1fr}.form-grid{grid-template-columns:1fr}.form-field.full{grid-column:auto}.footer-grid{grid-template-columns:1fr}.map iframe{height:330px}}
/* Apply Now button text */
.nav a.pill-navy{
    color:#fff !important;
}

.mobile-nav a.pill-navy{
    color:#fff !important;
}
/* Mobile Apply Now button size */
@media (max-width: 900px) {
    .mobile-nav a.pill-navy {
        display: inline-block;
        width: auto;
        max-width: fit-content;
        padding: 10px 20px;
        margin-top: 8px;
    }
}